Unlock Your Business Funding Potential Today

Empowering Your Business Growth

At EFB Business Solutions, LLC, we specialize in connecting business owners with private lenders for diverse business funding options for working capital, including SBA loans, Merchant Cash Advance (MCA), Term Loans, Business Lines of Credit, AR + PO Financing and equipment financing. Let us get you the funding your business needs so you can focus on growing your business.

Funding Solutions Available

We connect business owners with private lenders for various funding options to secure necessary capital.

SBA Loans Offered

SBA loans are government-backed financing options designed to help small businesses secure affordable funding with favorable terms. Offered through participating lenders and guaranteed by the U.S. Small Business Administration (SBA), these loans typically feature lower down payments, competitive interest rates, and longer repayment terms compared to conventional loans.

Ideal for startups, expansions, or working capital needs, SBA loans provide flexible funding. While approval can take longer than alternative financing, the benefits make SBA loans a top choice for businesses seeking low-cost, long-term capital.

Merchant Cash Advance (MCA)

A Merchant Cash Advance (MCA) provides fast, flexible funding by advancing cash in exchange for a percentage of your future credit card sales. Unlike traditional loans, an MCA has no fixed monthly payments—repayments adjust automatically with your daily sales volume, making it ideal for businesses with fluctuating revenue.

While convenient and easy to qualify for, MCAs typically come with higher costs than conventional financing, so they’re best for short-term needs like inventory, emergencies, or seizing growth opportunities when speed is critical.

Equipment Financing helps businesses purchase or lease machinery, vehicles, or technology with flexible repayment terms tailored to the equipment’s lifespan. Whether you need new or used assets, this option preserves cash flow while providing the tools to grow.

Accounts Receivable Financing unlocks cash by advancing funds against unpaid invoices, bridging gaps in working capital without taking on debt.

Startup Funding provides capital for new businesses through loans, investors, or grants, helping turn ideas into revenue-generating operations. Whether you're scaling, managing cash flow, or launching your venture, we match you with the right solution.

Additional Funding Options